Aaron: I'm 55 years old. My wife and I raised our kids and now they're starting families of their own. We both always worked and we considered ourselves middle class. But then she had a stroke, and lost her job, along with our health insurance. She applied for disability but got denied and the appeal is taking a long time. I still work full-time for a small business, which is tough because I try to take care of her too. I make about $12/hour, which comes out to just over $2,000 per month (or $25,000/year). My asthma acts up but there's not much I can do about it - those inhalers are real expensive.